Employee benefits already represent a significant cost to most businesses and the introduction of auto enrolment into pension schemes starting from 2012 will have a substantial impact on payroll costs. Our main activity at the moment is therefore helping firms to understand the requirements and plan strategically for this additional administrative and cost burden.

More generally we often identify two key problems with a firm's strategy: over paying for insurance based benefits, especially when benefits have been renewed with the same provider year after year; and failing to communicate the value of those benefits to the employees, with the result that the company does not get the credit that it deserves.

As well as engaging with senior management to obtain the most suitable benefits for the company at the lowest cost we at Westminster Wealth Management also engage directly with staff to help them understand what their benefits are, what they do and how to get the most out of them. We also work hard to keep our clients up to date with developments in the marketplace and changes to legislation. We pride ourselves on being dynamic, free thinking and ready to challenge established processes and solutions. The question we should always be asking is 'why?'.

We combine these skills with an excellent team for the provision of advice to executives, either specific to company related matters or holistic financial planning, tax mitigation strategies and partnerships with other professionals including accountants and actuaries.

The Financial Services Authority does not regulate Tax advice.