Retirement Planning


The Fleet Street clock.

At Westminster Wealth Management, our highly-qualified, experienced, independent advisers will help you achieve your retirement goals.

Perhaps you require assistance with a specific pension problem, or want a full review of all your schemes with a view to consolidating. Maybe you are unhappy with how your pension has performed, or you would like more control over investment decisions. Whatever you need, we are here to help.

Your adviser will work closely with you to fully understand your current position and establish your needs. Then they will take you through a comprehensive process - backed by thorough research - to make sure you get the best value in terms of services and products. These can range from simple personal pensions and Self Invested Personal Pensions (SIPPs), right through to complex and unusual pension investments, such as unlisted shares and loans from pension funds to clients’ businesses.

At Westminster Wealth, we advise on all types of pensions through our unrestricted, unbiased and independent approach, including:

  • Personal Pensions, SIPPs, WRAP, RACs
  • Company Pensions, GPPs, SSASs and Group Money Purchase
  • Review and Transfer Advice (including Final Salary schemes)
  • Retirement Analysis and Forecasting (including pensions in divorce cases)
  • At-Retirement Planning, Annuities, Capped and Flexible Drawdown

And once we have established the right structure, we will provide you with an ongoing programme of regular reviews designed to ensure you build and develop your wealth.

Our guide to Retirement Planning can be found here.

The personal information disclosed will be treated as confidential and held in accordance with the Data Protection Act.

Past performance is not a guide to, nor does it guarantee, future performance.
You should be aware that the value of an investment can fall as well as rise and that investors may not get back the amount they invested.

The Financial Conduct Authority does not regulate tax advice or trusts.


As someone without a great deal of financial experience who is approaching retirement, and particularly concerned in seeing my money work for me with as little risk as possible, it was with some trepidation that I first agreed to meet Nick. My fears were quickly allayed as he was extremely knowledgeable and yet made everything easy to understand. He has a remarkable ability to focus on complex issues and explain them clearly and concisely and come to sensible decisions. He listens carefully to my concerns and needs, replies without delay to my communications, and I have full confidence in his recommendations. Over the past 4 years I have looked forward to my regular reviews, and come away feeling satisfaction and relief, and confident of the future. In co-ordination with Nick, Carey Hamer has proved an excellent client co-ordinator, constantly there when I need re-assurance, helped with piles of paperwork that often come through my letter-box, has helped me plan for my retirement in a day-to-day practical way and been the glue to the whole experience.
— Pauline M. Semi-retired Private Portfolio Client