The most effective financial planning is that which generates the right amount of capital when it is needed most. As such, risk management and insurance are a part of every day life, yet frequently when the protection of the asset is not a legal requirement but only a sensible solution the risk is often left uninsured.

Westminster therefore has great experience in being able to motivate clients to consider the most significant risks and to take action as required. Whether it is to provide family security or business continuity, mortgage or liability protection, as a whole of market independent firm we are able to source the most appropriate and cost effective insurance solutions.

Once a risk has been successfully underwritten, placement of the contract into the appropriate trust to ensure benefits are payable without delay and in the most tax efficient manner is a vital step all too frequently omitted.