Advising clients since: 2007
Qualifications: Fellow of the PFS, Chartered Financial Planner, STEP Certificate (Trusts and Estate Planning), BSc Economics
Areas of expertise: Retirement specialist, income and inheritance tax planning
Gemma has been advising a broad range of loyal clients, including professionals, entrepreneurs and retirees, for over a decade. She prides herself on the long-term relationships she has built over the years, which allows her to help clients meet their financial goals throughout the different stages of their lives.
While Gemma provides a range of financial services to help clients grow their wealth and assets, she specialises in retirement planning and inheritance tax. Most people do little or no planning in this regard. Recognising this, particularly for inheritance tax, Gemma heads up a team at Westminster Wealth Management that focuses specifically on this area of financial planning. Clients are able to plan for retirement and mitigate inheritance tax liability in a controlled, flexible and effective way while maintaining their quality of life.
At the same time, Gemma is increasingly sought after by international clients for advice on financial planning and pensions. This includes:
Advising UK citizens with US connections and/or legacy assets.
Advising current UK residents with US tax reporting requirements.
Repatriation of pension assets, in particular for clients returning to New Zealand.
Gemma is a fellow of the Personal Finance Society, the highest qualification a financial adviser can hold, and an affiliate of the Society of Trust and Estate Practitioners. In 2015, she received WATC’s Rising Star award for Investment Manager of the Year. This recognises individuals who are seen as having the potential to become a future leader in their industry and who strive for results.
Prior to joining Westminster Wealth Management, Gemma worked for an NGO in Cameroon. She is a keen sports woman and participates in a multitude of sports including water-skiing, open water swimming, triathlons, tennis, horse-riding and wind-surfing. On her 'to do list' are trekking to the North Pole and rowing the Atlantic.